Terms & Conditions

Agreement to Terms

Welcome to Arif Online Services (“we”, “our”, “us”). These Terms & Conditions (“Terms”) govern your access to and use of our website, services, and products. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Use of Services

• You must be at least 13 years old to use our services.
• You agree to use our services only for lawful purposes and in accordance with these Terms.
• You may not use our services to transmit any harmful, illegal, or disruptive content.
• We reserve the right to refuse service to anyone for any reason at any time.

2. User Responsibilities

• You are responsible for maintaining the confidentiality of your account information.
• You agree to provide accurate, current, and complete information when required.
• You are solely responsible for all activity that occurs under your account.
• You must notify us immediately of any unauthorized use of your account.

3. Intellectual Property

All content on this website — including text, graphics, logos, images, software, and code — is the property of Arif Online Services or its content suppliers and is protected by Indian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

4. Payments & Refunds

• All payments for services must be made in advance unless otherwise agreed.
• Prices are subject to change without prior notice.
• Refunds are provided at our sole discretion and only for services not yet rendered.
• Chargebacks or payment disputes must be resolved directly with us first.

5. Prohibited Activities

• Hacking, cracking, or unauthorized access to our systems.
• Distributing malware, viruses, or any harmful code.
• Impersonating another person or entity.
• Using our services for illegal activities or fraud.
• Scraping, harvesting, or collecting data from our website.

6. Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. You use our services at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, Arif Online Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services. Our total liability shall not exceed the amount you paid us in the past 12 months.

8. Third-Party Links & Services

Our website may contain links to third-party websites or services that we do not own or control. We are not responsible for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we shall not be liable for any damage or loss caused by third-party services.

9. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use our services will cease immediately.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal, India.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the “Last updated” date. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

12. Contact Information

If you have any questions about these Terms & Conditions, please contact us at arifgoldar602@gmail.com or call +91 9748437602.